Frequently Asked Questions

Premium.Chat is a revolutionary chat billing platform that enables you to earn a continuous revenue stream by helping you build trusting relationships with your customers, fans and followers online.
 

With our easy-to-use chat billing platform, you can choose from versatile communication options including text chat, voice calls, or video chat that come backed by our automated payment solutions designed for convenience and efficiency.
 

Our seamlessly integrated automated payment solution allows you to easily charge per minute or flat rate fees directly from conversations allowing customers in any industry with diverse needs make a small commitment today while expanding their revenue potential over time.

Premium.Chat is available to any individual or company in the world wanting to offer live chat services for a fee.

People are just beginning to discover the many advantages of charging for chat. Paid chat is a powerful way to make money from your website or social media presence. It’s the best way to communicate one-on-one, in real time, with people who are willing to pay. Paid chat could empower you to monetize everything from professional consultancy to psychic readings; from online life coaching to influencer chat; from premium technical support to webcam modeling – and much, much more. Your time is valuable, and you may have an expertise, specialty, or skill that others would like to chat about. By offering paid chat services, you can cut out timewasters and turn casual browsers into loyal paying customers who value what you offer!

Premium.Chat is completely flexible. We've built it to suit many niches, industries, and markets. You can use it to offer any kind of paid chat service you wish. The list below includes some of the most popular options, but if you have an idea in mind that isn’t on the list, don’t worry! Anyone can use Premium.Chat, since we've designed it to work for any kind of paid chat service. Advisors, Adult Models, Adult Performers, Authors, Attorneys, Celebrities, Consultants, Content Creators, Counselors, Coaches, Creators, Doctors, Experts, Entertainers, Entreprenuers, Financial Advisors, Fitness Models, Gurus, Influencers, Life Coaches, Mental Health Practitioners, Psychics, and Tarot Readers, Sports Models, Teachers, Tutors, Technicians, Technical Support, and Customer Support Specialists

No, your personal details (including phone number, name, email, SMS, and WhatsApp number) are kept 100% secure and confidential. We take privacy very seriously. We never give out any information. All chats happen securely through our Premium.Chat platform, and we’ll never give your contact details to the people you chat with. See our privacy policy for details.

The team behind Premium.Chat are veterans in the pay per call phone billing industry, with a reputation for honesty and integrity. We also operate PayPerCall.com, which has been serving individuals, small-to-medium-sized businesses, and Fortune 500 companies ever since 1997. We understand that working with a reliable and trustworthy company is very important to you, and we take extra special care to ensure you’ll get the best possible service. That means prompt replies to your questions, with more than just generic answers. Not only are we innovative developers, thinkers, and marketers, but we’re absolutely tuned in at all times to give you the best customer service. Customer relationships mean a lot to us, and we take a one-on-one, proactive, and long-term approach to everything we do. Our number-one aim is your complete satisfaction, and we never forget that our success depends on your success! If you would like to ask questions or get some advice, just reach out and contact us!

Yes, we take security very seriously. You can login using email/password, phone (sms/whatsapp), social authentication login (Facebook, Twitter, Google, or Instagram) or magic login link if you forgot your password.

Premium.Chat handles the entire payment process seamlessly. The company takes care of the billing on behalf users, so you don't have to worry about collecting and processing payment details. Premium.Chat accepts payments using credit and debit cards, including all major cards such as Mastercard, Visa, American Express, and Discover.

No. You’ll need a webcam to offer video chat, but our flexible chat options mean you can offer text chat or voice chat if you’re more comfortable with that.

Of course! You’re free to offer paid chat services covering a range of topics. You can even set different pricing for each topic based on your level of expertise, or the needs of your customers, fans, or followers. With Premium.Chat, you have complete control.

No, you don’t need to download or install anything, and neither do your paid chat customers. Premium.Chat is an online solution that you can access using the web browser on any internet-connected mobile phone, tablet, or computer.

Not yet, but we are working on an app. We are currently developing powerful Premium.Chat apps for both iOS and Android. Use of the app will be optional. If you prefer, you and your customers can access Premium.Chat using the web browser on any internet-connected mobile phone, tablet, or computer.

Yes, our Master Account option covers that too! First, set up your Premium.Chat account, then contact us and let us know what you are trying to do in order to request Master Account status. We’ll enable it for you at no extra cost on a case by case basis.

You can start using Premium.Chat immediately. It only takes a few minutes to get your account set up and creating your chat widget and/or profile is simple. Just sign up for our free service and create your account. If you need assistance, simply contact us… We’re here to make everything easy!

First, create a widget in your Dashboard. Once you’re done, you have two options: 1. You can copy and paste the widget HTML code to your website. (Here’s how.) 2. Or, if you don’t have a website, you can add your Premium.Chat profile link to your social media account/s: Instagram, Twitter, Facebook, YouTube, TikTok, etc. (We’re always adding new guides to the ‘how to’ section of our blog Of course, you can always use a widget on your website AND links on your social media to really maximize your earning potential!

We handle all the credit and debit card billing for Visa, Mastercard, Amex, and Discover. No approval process is needed to accept credit or debit cards. The result is a no-hassle payment process between you and your customers. You will be able to set your currency of choice on your widget (USD, EUR, JPY, GBP, AUD, CAD, INR). We've invented a system that's easy for everyone involved and designed to encourage repeat use. This maximizes your earnings and reduces wasted time. It also helps you build a loyal customer base who’ll want to keep using your paid chat services again and again. Now you can concentrate on providing great value to the people you chat with, while we take care of the billing and techy bits!

Setting up your account is absolutely FREE – with no upfront costs or monthly fees.
 

Instead, we simply charge between 20% and 40% of the Chat Buyer fees that you bill customers on your behalf. The exact percentage will depend on the value of your monthly earnings from paid chat services. Full details are included in our Terms and Conditions: section 7. Chat Fees and Payout Scale. Ultimately, the more you earn, the lower the percentage you’ll pay. Our approach to fees means you can try our world-class system and enjoy all the benefits risk free, because we’ll only start charging you once you’re successfully earning money.

Yes, you’re free to set your own prices. Our pricing table shows the minimum and maximum fees you can charge for each type of chat. If you want to charge a different amount to our standard billing rates, please contact us and tell us more about your business and why you would like to charge more. You can set different prices for text chat, voice chat, and video chat, or for different chat topics. You can also choose to bill your customers on a per-minute or flat-rate basis: If you select per-minute billing, your customers will only be charged for the actual time used on the call. If you choose flat-rate billing, you can set a maximum length of the chat, so the people you talk to can get an idea how long the chat could last. You can also set up extended chat as an option in your widget or profile settings. This way, when a chat session gets close to the maximum time, our system will automatically ask your customer if they want to continue chatting. The billing will begin again if they agree. We recommend you use this option, as it’s a great way to boost your earnings!

You can choose how you’d like to get paid by Direct Deposit (US Banks only), PayPal, or Payoneer. Go to payout method to setup your preferred way of receiving your earnings.

You will earn 60-80% of the revenue generated by your account on Premium.Chat. We simply charge between 20% and 40% of the Chat Buyer fees that we bill customers on your behalf. The exact percentage will depend on the value of your monthly earnings from paid chat services. Unlike other services Premium.Chat does not charge a setup fee, or monthly fee.

Ultimately, the more you earn, the lower the percentage you’ll pay. Our approach to fees means you can try our world-class system and enjoy all the benefits risk free, because we’ll only start charging you once you’re successfully earning money.
 

Net Chat Fees Payout Scale
 

$1 to $19,999 per month (60%)
 

$20,000 to $34,999 per month (65%)
 

$35,000 - $49,999 per month (70%)
 

$50,000 - $74,999 (75%)
 

$75,000+ Per month (80%)

Full details are included in our Terms and Conditions: section 7. Chat Fees and Payout Scale

You will receive payment for your Chat Buyer fees earned the previous month on the 10th of each month, with payouts being completed by 5PM Eastern Standard Time. For example, all Premium.Chat requests you completed or referred from June 1st to June 30th will be paid on July 10th. If the 10th of the month is on a weekend, payout is issued the next business day.

If you are located in the United States and earn more than $600 in a tax year, we will send you a 1099 form at tax time. If you are located outside the US, we don't report your taxes.

As soon as your customer clicks on your Premium.Chat profile or widget, they’ll be prompted to create an account. This process is very easy, and we’ll save their credit/debit card details so they can start future chats with you even faster.
 

Once they click ‘Begin Chat’, "Let's Talk Now" or "Start Video Chat" we’ll send you an SMS, WhatsApp, Web notification or Email notification with a special link to premium.chat with the chat request so you can connect similar to this one:

Just click the link, and you’ll see a pop-up notification showing the topic and price of the chat, and the name of the person's username requesting it. You’re completely free to accept or reject any chat request. You can accept chat requests from any mobile device or computer.

Your customer will be charged a per-minute or flat-rate fee, depending on how you’ve set your prices. You’ll both see a timer showing how long the chat session has lasted. We never give out your phone number or contact details, so customers will never contact you directly on your phone.

Yes, and yes! You can turn your availability on and off manually or create an automated schedule. By creating a schedule, our system will automatically set your availability to online or offline at the times you’ve chosen for each day of the week. You can change your schedule anytime or log in to adjust availability with just a few clicks. Learn more about the different statuses such as Available, Online, Offline, and Busy.
 

You have 5 minutes to respond to each chat request. If you’re a little late responding, you can send a missed chat request back to your customer automatically, to let them know you’re now available.

The Premium.chat platform offers various statuses for sellers to help manage their availability and to ensure a seamless experience for both sellers and users. Instructions on how to manage your availability can be found here. These statuses are:
 

1. Available: This status indicates that you are currently available to take chat requests. You can set this status in your availability settings, allowing users to know when they can reach out to you for a chat.
    

2. Online: The Online status means that you have been active on the platform within the last 20 minutes. This status is automatically adjusted for you and helps your profile appear more prominently to users. It's important to stay active and log in regularly to increase your chances of getting more chats and improving your visibility.
    

3. Busy: The Busy status is displayed when you are currently engaged in a chat with another user. This lets other users know that you are not available for new chat requests at that moment.
    

4. Offline: The Offline status means that you are unavailable to take chat requests. You can switch to this status manually if you need a break or have other commitments.

Additionally, you can set a custom schedule on the Premium.chat platform. This feature allows you to automatically switch your status from Available to Offline, or vice versa, according to your preferred working hours. This ensures that you are available to users when it's most convenient for you while also making it easy to manage your availability on the platform.

Yes, verification is optional and not required to receive payment on the platform. By simply providing two photos - one of your valid ID and another selfie of you holding the ID you can get verified with a blue checkbox on Premium.Chat. Being verified has several benefits. Verification is not mandatory to use Premium.Chat, but it can help in building credibility among users and you can enhance the trustworthiness of your profile. We don't charge a fee to be verified. We typically review accounts for verification in 48 hours or less. Please note that anyone submitting false ID or not following the instructions on the verification form will be barred from becoming verified or may have their account terminated without notice. If we require additional information we will contact you in most cases.

To be eligible for verification, you must be 18 years or older. Rest assured that your identity will never be disclosed if you maintain a general, non-identifiable public profile on the site. Premium.Chat takes privacy very seriously, and any information you provide during the verification process will be 100% secure and never shared with the public. You can get verified by clicking on the "Get Verified" tab in your seller account at anytime.
 

If you are unable to sign in to your Premium.Chat account, there are several options you can try to gain access:
 

1. Forgot password feature: If you have forgotten your password, you can use the "Forgot Password" feature. Simply enter the email associated with your premium.chat account and the system will send you an email with a code. Enter this code and follow the steps to update your password. Then log in again with your new password.
   
   
    

2. Quick login link: You can also use the quick login link, which is available along with the "Forgot Password" link. This will allow you to log in with just one click, without having to enter your email or password.
    

3. Social login: If you have set up a social login (Twitter, Facebook, Google, or Instagram) previously in your Premium.Chat settings, you can use this to log in to your account. Simply click the social login button and follow the prompts to log in.
   
   
    

4. SMS or WhatsApp Phone Login: If you have provided your phone number, you can log in to your account using SMS or WhatsApp. Click on the Phone tab. This will allow you to log in without having to enter your email or password.
   
   

Once you have logged in, you can update your password for your email login in your private settings. This will ensure that you have a secure password for future logins. If you continue to have difficulty logging in, please reach out to the premium.chat support team for further assistance.

For sellers: go to bottom of Public Profile page and click on "Delete account" link below the save button.

For buyers:  go to bottom of Account info page and click on "Delete account" link below the save button.

To be successful on Premium.chat you should build up your following on social media, so that you can promote your Premium.Chat profile link to your followers. Its important to keep it on your profile all the time. We don't recommend removing it. Having an expertise to focus on will give people more reasons to pay to chat with you. Additionally, if you can you should build a website focusing on what you offer is also very helpful. We recommend using a platform like Wordpress, or Wix to build a basic site, and add to it regularly. It will be a great way to increase your revenue with Premium.Chat

We’ve published 3 great guides on our blog to help you build your success:

Being Successful on Premium.Chat

Promote Like a Pro: Tips and Techniques

Important tips on How to Set Yourself Up for Success with Premium.chat

Always try to make it as easy as possible for people to discover and access your services. We recommend promoting your paid chat services on your website or social media accounts. (Or, better yet, both!)

For social media: You can create a profile right here on Premium.Chat and include a link on your Instagram, Twitter, Facebook, YouTube, TikTok, and other social media accounts.

For websites: We provide HTML code so you can place a chat widget on your website just by copying and pasting. It’s super simple and no coding or tech expertise is needed.

Yes – we have a unique and generous two-tier referral program. When you sign up as a seller on our platform, you’ll have access to invite links and banners that you can use to promote Premium.Chat to others. We also have a great tracking system that tells you how much money you’re making from referrals in real time. Learn more.

We’re here to help! Just use our handy contact form to get in touch.